Application record · ID 1322690077
Optum Bank
by Optum Inc. · Finance · Free
- Average rating
- 4.8
- 54.5K ratings
- Ratings
- 54.5K
- On store since
- 2018
- 8 yrs 196 d
- Languages
- 1
Analyst summary
Last verified 3 Aug 2026Optum Bank is a Finance application published by Optum Inc.. It holds a 4.8-star average across 54,506 public ratings.
It is actively maintained: the most recent update we observed shipped 21 Jul 2026. The listing has been on the store for 8 yrs 196 d.
On the listing it is a 64.0 MB download, runs on iPhone 5s and newer · iPad.
Position in category
Each bar shows where Optum Bank sits in the distribution of Finance apps we track. Percentiles are computed over apps with the field observed, not the whole category.
Distribution computed with the category report · Full category report
Review intelligence
Medium confidenceUsers report frequent login errors, poor customer service, and issues with HSA/FSA functionality, making the app difficult to use.
Several attempts to login on the app and it gives me an error message. The update has been done but still having login error messages. The app is great when you can get logged in and see your information but they need to fix the glitches.
Not sure what happened on the last update 3 wks ago, but I can no longer use the site or app w/o changing dns settings to manual. Can it be fixed please?
Trajectory: declining · recomputed when new reviews arrive · limitations
Health timeline
A dated record of what has actually happened to this app — launch, updates, price moves and record-board milestones. Every point is a stored observation, never an estimate.
- 21 Jul 2026 Update Updated to v4.7.0 The most recent version we observed on the listing.
- 7 Jan 2018 Launch Launched on the App Store Original release date stated on the listing.
Dates are read from the listing and from our own daily observations; the rating curve accrues going forward. How we track.
Listing & advisories
Download size
64.0 MB
Minimum iOS
16.0
Devices supported
iPhone 5s and newer · iPad
Age rating
4+
Advisories
None listed by the publisher
Screenshots
4 on the listing
Screenshots are hotlinked from the public store listing and belong to the publisher.
Peer set
Peers are well-rated apps in Finance, selected by category and rating — not by similarity of description, so the comparison is like-for-like on scale.
| App | Rating | Ratings | Price |
|---|---|---|---|
| Optum Bank | 4.8 | 54.5K | Free |
| Kikoff – Build Credit Quickly | 4.9 | 260.9K | Free |
| Robinhood Banking | 4.9 | 69.7K | Free |
| Финуслуги: вклады, займы LFG | 4.9 | 5,046 | Free |
| Qualifier Plus IIIx/fx | 4.9 | 3,369 | Free |
| Uber Pro Card | 4.9 | 211.3K | Free |
| Facio - Antecipação de salário | 4.9 | 67.7K | Free |
Questions this record can answer
How was every figure on this page produced?
Each figure is read from public App Store metadata or computed from it, dated to when we read it, and traceable to a stored row. Percentiles, cadence, longevity and sentiment are derived by us; ratings, prices, sizes and dates are taken as the store reports them.
Why can the star average and recent opinion disagree?
The star average is cumulative over the app’s whole life, so recent opinion barely moves it. Any sentiment figure we compute reads only recent review text, which is why it turns first. Treat a divergence as an early indicator, not a verdict.
What can this page not tell you?
Downloads, revenue, active users, subscription pricing inside the app, and anything about security or data handling. None of those are visible in public store metadata, so we do not estimate them.
Provenance
- Source
- Public App Store listing metadata and public customer reviews.
- Collection window
- Last read 3 Aug 2026. Listing re-read daily; reviews re-read on a slower cadence.
- Derived figures
- Percentiles, update cadence, longevity and sentiment are computed by us, not supplied by the store.
- Corrections
- No corrections on this record. Report an error
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